Personal and business accounts

Your money, easily.

Download on the App StoreTry the demos

On iPhone now. zillipay for business

A shop owner on a busy street at sunset, looking at her phone
A young man walking along a street with a yellow bus behind him, phone in hand
Personal

Get paid faster. Pay without doubt.

Your own account number and zilli tag, and the right name on screen before every payment.
A fabric shop owner among shelves of ankara, glancing at her phone
Business

Grow the business and keep your grip on the money.

A separate account for each business, and nothing leaves it without your rules.

Easier than a bank transfer

Less typing, fewer mistakes, and proof in your pocket.

  • Pay a friend by name, no account number to type.

    TB
    Paying@tundebello
    Tunde Bello
    The real name shows before you pay.

  • One login for your money and your business money, never mixed up.

    Personal₦485,250.00
    Bisi Tailoring₦1,302,105.00
    Each business has its own account number and its own approvals.

  • Settle the "did you send it?" question in one tap.

    • Sent to Adaeze Okonkwo, 1:24 PM
    • Completed, 1:25 PM

Names and amounts are examples.

What you can do

Everyday money and the business side, in one app.

Ajo for businesses

Save with people you trust.
Trust the record, not the memory.

Run your business ajo in zillipay. Every turn is paid from a business account, and the whole circle sees who has paid.

Lekki Traders Ajo · Weekly · ₦20,000 eachTurn 3 of 5: Bisi Tailoring collects today
₦80,000 of ₦80,000 paid in
  1. AFAda FoodsCollected 24 Oct
  2. KPKemi PrintsCollected 31 Oct
  3. BTBisi TailoringCollects today
  4. TATunde Auto14 Nov
  5. NHNgozi Hair21 Nov
Tunde Auto Paid late

Names and amounts are examples.

  • Create the circle

    Name it, set the amount and how often: daily, weekly, every two weeks or monthly.

  • Invite by zilli tag

    Add verified businesses and set the payout order. Each one accepts before you start.

  • Start with your PIN

    The order locks, so nobody can jump the queue once the circle begins.

  • Pay your turn and see who has paid

    zillipay reminds you before each due date. You pay the collector with your PIN, and each member shows as paid, paid late or missed.

Money goes straight to the collectorEach member pays the turn's collector directly, and it lands in the collector's own account.
The locked order picks the collectorTheir verified name shows before you pay.
Reminders do the chasingMembers hear before the due day. The organiser sees who paid late.

Ajo for businesses is next. Tell us about your circle and we will be in touch.

Built for how small businesses get paid

Deposits in, suppliers out, and clients wherever they live.

  • A hairstylist braiding a client in her salon, a phone propped on the mirror

    Salons

    Deposits are in before the client sits down.

  • A caterer in chef whites checking her phone beside pots of jollof rice

    Caterers

    Pay every supplier knowing the money reaches the right hands.

  • A designer at a shared desk with a laptop, holding a phone

    Freelancers

    Get paid like a business from day one.

  • A tailor holding a tape measure up to a phone on a video call

    Clients abroad

    Serve clients overseas from your shop at home. They pay your naira account number from their bank app.

See examples by business size

While she is busy, Sendam takes the booking and zillipay takes the deposit.

Your Sendam AI assistant answers on chat channels such as WhatsApp while you work, holds the slot and sends a deposit link. The money lands in your zillipay business account, with a receipt for both of you.

A hairstylist braiding a client in her salon, a phone propped on the mirror
LB
Lumi BeautySendam AI assistant

Hi, do you have space Saturday morning for knotless braids?

Yes. Saturday 10:00 with Lumi is free. Knotless braids, medium, ₦25,000. A ₦5,000 deposit holds it.

Okay, hold it for me.

Done, it's held for 30 minutes. Pay the ₦5,000 deposit

₦
₦5,000 deposit receivedLumi Beauty · via zillipay · Sat 10:00 booked

Paid, thank you. See you Saturday at 10:00. You will get a reminder the day before.

How Sendam and zillipay work together

Lose your phone, keep your money.

Freeze your account in one tap. Money can still come in.

Help that already knows which payment you mean.

Every receipt has a Get help button.

Get zillipay on your iPhone.

Download it from the App Store, or try the demos first with example people and amounts.

Download on the App StoreOpen the demos